Unfortunately, if you finalized early, there's nothing SR can do to help you get your money back. The escrow system is in place for a reason - to provide protection to vendors and buyers alike. When you choose to deal outside of the escrow system, there's nothing that SR Support can do in cases like these. It is always best to stay in escrow. The only thing I can think of for you to do at this point would be to contact the vendor and try to work it out with them.