Re-read what onetwothree wrote and let it sink in. We advise SPECIFICALLY AGAINST FINALIZING EARLY. We can ONLY protect you when you remain IN ESCROW. We do not have your money - you made sure that there would be no way we could help you when you decided to FE against all warnings otherwise. I'm sorry you were scammed, but if you had done a search you would have seen that others were having trouble with this vendor, and that you should never FE. The vendor has been banned, by the way, which is just about as much action as SR can take in this matter since you FE'ed.