This is why you should NEVER finalize early, the escrow system is there to protect you so if you go outside of it you cannot then start complaining no one is there to help you. You made the decision to go outside escrow and the moment you did that you assumed all the risk, I know this may sound harsh but take some responsibility for your actions and live with your decision. I am truly sorry you had a bad experience, I am a buyer on here the same as you and I also FE for a very few select vendors that I trust, however I know the risks and if something did go wrong I would not be coming on here and blaming others for my decisions.