QuoteThey are talking about the rate the problem is growing!!!! Not the size of the problem if you took a snapshot in time of it!!!That's just a fact Rx King. If somebody with a million dollars in credit card debt told you they managed to reduce their monthly interest payments by 10%, while the interest rate used by the credit card company was almost certainly set to increase and that person also was forking out money left, right and center for consumer goods, then you'd not have a lot of confidence in their 'financial plan'.The truth is always in the numbers, always. If the numbers don't stack up, then nothing else matters and no amount of talking will solve the problem.That the western developed world is in serious debt is without question. The only other times Economists and Historians can remember us getting into this much debt was World War I, II. So, it's not exactly this weird whacky conspiracy theory.