People need to take personal responsibility for Finalising Early. Nobody forces buyers to do it, yet people continue to claim that Silk Road needs to do something about it. I am sorry to hear that you got scammed in the past by vendors but if you make a conscious decision not to FE again - as you have done in this case - your money will be safe. You are a perfect example of somebody taking responsibility and deciding "No, I won't go outside the protection of escrow because there's a chance I'll get scammed if I do." and you're completely right. Why on earth would people willfully remove the protection of escrow simply because they are promised 20% extra?! More importantly, how can people think that for every 100g that a vendor sends out, they would also send out 20g free?! The 20g is likely the majority of their profit margin! The mind boggles. Libertas