I really don't know the specific details of that card. Things also are probably different in different countries. As far as I am aware, there are no entirely legitimate reloadable debit cards that can be used anonymously, the best you can hope for is a severely limited $500 or less non-reloadable debit card that cannot be used for cashing out or buying things on the internet. Different countries almost certainly have different limits and rules, but all countries that I know about seem to have similar guidelines. Don't feel bad that you fell for the anonymous trick if it turns out to be the case (my guess is that it is the case, but I don't know the laws of your country or the way Mastercard regulates itself there). Lots and lots of people fall for the anonymous trick. You can go to the store and buy these cards and load up to $1,000 on them at the store without ever showing ID, and the only way to learn that you need to tie the card to your identity and get a new one shipped to you in the mail that actually has a PIN and is activated, is if you read the fine print. It really seems to me like they are trying to trick people into thinking they can obtain and USE the cards anonymously, and by the time people figure out they cannot they already have hundreds of dollars frozen waiting for identity verification etc. As I already mentioned, there are underground companies that do provide real anonymous debit cards, but they are generally either operating illegally or at least covertly. They get a bank to back their cards and then they issue them without obtaining identification from customers, without telling the bank what they are doing, and then operating as E-currency exchangers as well to let people load the cards. When the bank finds out what is going on they revoke the cards issued and stop doing business with the people (who are generally Russians or Eastern Europeans it seems), and then they need to find a new bank and start up again. Generally there is a several month to a year or so time frame in which the anonymous cards work though, which is plenty of time to use them for cashing out illegal money anonymously at ATM's, but these cards are not really good for long term storage of value and general use as debit cards. They are effectively cash out cards for vendors.