Where did I ever say that ATM legitimizes your funds? You guys obviously both work in finance because your minds are stuck thinking on one extremely specific model, that's probably an artifact of your line of work. If you think ATM cash outs are only good for small amounts of money you are crazy, cash out teams have taken out millions of dollars in a half an hour before http://www.dailytech.com/Cyberthieves+Steal+9M+in+Worldwide+ATM+Heist/article14147.htm not the best example because for one almost all of the cash out people were identified from ATM cameras (they didn't wear disguises) , and for two they had hackers who kept resetting the card limits allowing them to keep cashing out more. But if you have ten cards with a $1,000 a day limit nothing at all is stopping you from cashing out $70,000 in a week, that isn't really small change. And I never said that cashing out at an ATM makes the money legitimized I said it makes it so it doesn't leave a record under your name, versus say cashing it out to your bank account. And using a mix or layering international exchangers makes it so LE will have a hell of a time ever even knowing that they want to pull CCTV footage from your cash out location in the first place, something else that cash out crew didn't have going for them since FBI knew every ATM they withdrew funds from and when. You are thinking in terms of a very specific type of money laundering and it is making it so you can not see other types, in reality money laundering is a process, you are fixating on one aspect of this process. And yes people pay bums and kids to do cash out all the time