You know, as a buyer, it is beyond me how any buyer can NOT finalize as soon as the have their order in hand. It is literally mindboggling. I've never (unless there was an ISSUE with the order) NOT finalized within 2 minutes of having package in hand (and verifying the order is correct). Never once. How does a buyer "get lazy" and receive their order, open/inspect it, and then take hours or days to finalize? That just sounds fucking wrong. It's like going into Best Buy, walking out with a TV and thinking "oh I'll just pay for it after watching a couple movies". It's wrong. Jack had mentioned in a comment how he has people finalizing on a Sunday. Which means they received their goods on the Saturday (or even Friday). Wow. Fuckin druggies :P