+1. Good point there. It definetly goes both ways. And what I feel you're saying is ultimately, its a giant grey area. It's never in black or white. Well, sometimes I suppose it is if the buyer has spent a million dollars and 0% auto finalize/refund rate and if the vendor has been vending since the first day this place opened and has 10,000 transactions and 5/5. But in any other scenarios both parties have to employ common sense +calculated risk.