Lot's of vendors don't require you to FE, even if you're new and have little/no stats. Look around. Also, the vendors that do say "you must FE if you have little to no stats".. it cant hurt sending them a private message asking if they're waive that for you? Vendors are humans, not robots. They usually have a common sense and a feel for how shit works. What's the worse they can do... refuse to waive the policy? Plenty of fish in the sea. Look around. My first purchase on the road I sent a PM to a top rated vendor who said new buyers have to FE and politely asked if he could waive that. You know his answer? "No problem man, no need to FE. You're good!" I won't give his name but there are vendors out there.And like White Out says..NEVER FINALIZE EARLY. Just don't do it man. Make that YOUR policy (the way some vendors have THEIR policy), make it YOUR policy. You've got the buying power, your the buyer. As long as your not LE, vendors want your money. Even if you are LE, they'll probably still take your money :)FE defeats the purpose of escrow. This entire playground is about risks anyways. Vendors take a risk every time they mail a package, buyers take a risk everytime they order drugs in the mail. You take a risk everytime you step out of your house that lighting might strike you dead.Anyways, don't FE. Fuck FE. Double fuck FE. Don't do it.Goodluck with your first purchase and cherish it. The first time the mailman comes with your SR package and you go get your mail, bring it in and open it.. you'll always remember that feeling.