Your right, the average handicapper wins just barely above 50 percent.. This is why Im sold on this. Its not like there are picks to every single game.. There were just 2 games that were recommended yesterday. When football season starts is when there will be more. Also, Im just saying that you dont have to pay the daily fee if we dont win at least 50 percent.. or heck, ill even give the money back if 2 out of 3 dont win...(if there are 3) If there is only 2 and just one loses, Ill refund the money that was paid to me... Sound better? With this change, ill be charging 15.00 dollars for the days picks, if there isnt at least one pick for that day, you will get the next days pick, etc. If there are 2 picks and one doesnt win, you dont pay the 15.00 dollars. if there are 3 picks and 2 or more win, then you must pay, etc.. So, to be clear, if there is one pick it must win for you to pay the 15.00 if there are 2 picks both must win to pay the 15.00 if there are 3 or more picks, 2 must win in order to pay the 15.00 so, if there are 4 picks and 2 win, you must pay the 15.00 you dont need to play all four either. Bottom line if it wins 1 (one pick)or 2 times (with 2 or more picks), regardless of how many picks, then the 15.00 dollar payment is required.. Also, im not guarantying any loss that is incurred at the sport book web site. Im only referring to my fee... so, if you put up 50.00 and it happens to lose, you lose the 50.00 to the sport book.. I dont take bets (yet)