Another factor that reduces the likelyhood that a loan will be given is when people post the same request over, and over, and over, and over and over. Asking once is enough, and if someone has it and feels like they can trust you to pay it back, they'll step up after the first request. I know I've seen other veterans post this very same thing a week or so ago, but it looks like it needed to be mentioned again.
I mean no disrespect to anyone at all, just trying to help people be more successful in getting loans and creating more good loan/loanee relationships here.
This is true, constant posts from newbies only just over 50 posts have a history of not paying back as well recently. Just ask once.