Only Americans would benefit from this. Virtually anybody else in the world that isn't the IRS's bitch can get one of these for a minimal amount <$100 and a small monthly maintainence fee, through several of the international banks. if it is anonymous a US citizen would benefit as the IRS forces foreign banks to become tax snitches, but anybody else can set this up in a non-disclosure banking district for a lot cheaper and straight from the source.