I have posted on this before. I am lucky in that my family has some overseas business, so I got set up with an unlimited-balance prepaid (and fully anonymous - only acct numbers and PINs) credit card. This bank accepts payments in virtually any currency, including a lot of the online ones like Liberty Reserve and Pecunix.If you can try to find yourself something like that you can just pull the cash from an ATM ($2.00 fee per transaction on mine) or just use it to buy whatever like gas and groceries and all that fun stuff (no fees for POS transactions on mine).Other than that Western Union is decent, I have friends that have used W/U for years and as far as I know that doesn't get sent to the tax man unless there is a red flag. You are not being noobish at all, because even if you are below reporting limits an audit will still turn up that you made X more than you declared, and the very least you will get nailed with a big tax bill.