The whole idea of this site is voluntary trade. SR provides a medium of exchange whereby buyers and sellers have the right to use the services (but not the obligation).I think a lot of SR_Seller_Accounts post is just arrogance - it's hard to anticipate a massive crash in BTC or a bad wave of scam buyers. Perhaps if you are doing hundreds of transactions a week you can keep the percentage at a minimum, weed out the bad customers (post the scammers in the forum always, including their if anything unusual), and keep a good core of regulars.But if you have a good core of regulars and both seller and buyer completely agree, there is no reason a seller shouldn't be able to offer a discount for price stability and time premium (rather than having float tied up in escrow for 2 or 3 weeks) for a direct-buy order.It's great that SR added the direct-to-seller option. Either way everyone has a choice now. Buyers need to post and make a big noise when sellers use the direct-buy to scam, which will automatically deter sellers from even attempting it in the first place. There are built in checks and balances to having a completely open community and voluntary structure, arguably more effective than some sort of verification or vouching process. Trust has to be earned, not thumbs-upped by a third party with a rep.